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The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The biggest hit to workers' wallets isn't the premium increases, however. Here are four other places you can expect to pay more:

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

The rise in health care costs is hitting workers particularly hard because it's growing much faster than wages. Since 2010, the workers' share of premiums have risen more than twice as fast as wages.

"Deductibles are rising a little bit every year -- almost $100 a year -- and then that really adds up, in combination with flat wages," said Drew Altman, the foundation's president. "If wages were keeping up with the growth of cost sharing, it wouldn't be a big a deal for people. But the pain level is significant. It really affects family budgets because their wages aren't rising at the same time."

The launch of the Obamacare exchanges in 2014, however, has virtually no impact on the work-based insurance market since they cover two separate populations. The exchanges are targeted at individuals, most of whom don't have access to health coverage at a job. But other Obamacare provisions, particularly the looming Cadillac tax in 2018, have prompted employers to keep premium increases in check, while raising out-of-pocket costs.